Ayushman Bharat Health Insurance: How to Apply for Ayushman Bharat Card

Key Benefits:

Additional Top-Up Coverage: Senior citizens aged 70 and above will receive an additional Rs 5 lakh top-up health cover annually. This is exclusive and not shared with younger family members.

Separate Health Card: A new, distinct Ayushman Bharat health card will be issued to eligible senior citizens.

Extensive Coverage: The top-up includes benefits such as medical consultations, pre-hospitalization, medicines, ICU and non-ICU services, surgeries, diagnostic tests and post-hospitalization care for up to 15 days.

Choice Between Schemes: Seniors already enrolled in other government schemes like CGHS, ECHS, or CAPF can either continue with their existing schemes or switch to AB PM-JAY.

Eligibility for Private Insurance Holders: Even if senior citizens have private health insurance or are covered under Employees’ State Insurance, they can still avail the benefits of AB PM-JAY.

Steps to Apply for the Ayushman Bharat Card:

Check Eligibility:

• Visit the PMJAY website and click on the “Am I Eligible” tab.

• Enter your mobile number and verify it using OTP.

• Select your state and scheme to check family eligibility.

Register for the Ayushman Bharat Card:

• Open Ayushman Setu Portal.

• Click on the ‘# Register Yourself on SETU’ link.

• Complete the registration form by filling in the required details.

• After submission, proceed with your KYC process.

• process.

Download the Ayushman Bharat Card:

• Once KYC is approved and the card is ready, log into the portal.

• Click on the “Download Ayushman Card” option.

• Select your state, enter your Aadhar card number, and verify with OTP.

• Download the Ayushman Bharat card.

Eligibility and Coverage Details:

For Seniors in AB PM-JAY Families: Senior citizens in families already under AB PM-JAY will get a personal top-up of Rs 5 lakh, separate from other family members.

New Family Coverage: Seniors who are not part of an existing AB PM-JAY family coverage will receive Rs 5 lakh for the entire family.

Medical Coverage: The top-up will cover treatments, including hospitalization, medications, surgeries, lab tests, ICU services, follow-up care and more.

By following the outlined steps and applying for the Ayushman Bharat card, senior citizens can secure their healthcare and enjoy substantial health coverage, ensuring their medical needs are met during their golden years.