State Bank of India (SBI)
As India’s largest bank, SBI is known for its attractive home loan offers. The bank provides interest rates ranging from 8.5% to 9.65%, depending on the borrower’s CIBIL score. This means that customers with higher credit scores can access lower rates, making SBI an appealing option for those with good financial standing.

ICICI Bank
ICICI Bank offers a range of interest rates to suit different borrower profiles. Salaried individuals can secure loans at rates between 9.25% to 9.90%, while self-employed borrowers face rates from 9.4% to 10.05%. The bank’s rates vary based on the loan amount and the borrower’s employment type, providing flexibility for different financial needs.

Punjab National Bank (PNB)
PNB’s home loan rates range from 9.40% to 11.10%, influenced by factors such as credit score, loan amount, loan-to-value (LTV) ratio, and loan tenure. While the rates may be on the higher side, PNB offers various schemes that could benefit specific borrower categories.

Bank of Baroda
Bank of Baroda provides both floating and fixed interest rates, catering to a wide range of borrowers. Floating rates range from 8.4% to 10.60%, while fixed rates fall between 10.15% and 11.60%. The bank’s competitive rates and flexible options make it a strong choice for both salaried and non-salaried individuals.

Disclaimer: The interest rates mentioned in this article are subject to change based on market conditions and the banks’ policies. It’s advisable to check with the respective banks for the latest rates before making any decisions.