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As anticipation grows for the iPhone 16 series, it’s evident that savvy shopping plays a vital role alongside the technology itself. Shoppers are finding innovative ways to access the latest features while minimizing expenses by using reward points, strategically timing their purchases, and capitalizing on promotional offers.
A Reddit user known as Wild_Muscle3506 claims to have secured the 256GB variant of the iPhone 16 for less than ₹27,000 by taking advantage of an HDFC Bank Infinia credit card.
“Thanks to the reward points. I now regret using this card for some of my big spends,” he says.
iPhone 16 256 GB – 27,000
byu/Wild_Muscle3506 inCreditCardsIndia
The retail price of this model is ₹89,900, but he managed to pay only ₹26,970 by utilizing his credit card reward points to cover the difference.
He had accumulated over 1.5 million reward points to redeem for this amount. According to the Infinia website, the conversion rate for Apple products via SmartBuy is 1 reward point (RP) equal to ₹1.
Additionally, Infinia cardholders can earn up to 10X reward points on their purchases and travel expenses through SmartBuy.
The iPhone 16, priced at ₹89,900, is part of a lineup that includes the iPhone 16 Plus, 16 Pro, and 16 Pro Max. Each model offers remarkable features, with a standout being the customizable action button.
His recent acquisition of the iPhone 16 has ignited discussions about the best credit cards for technology lovers.
People are sharing tips on how to maximize reward points and discover the best deals on Apple products.
One user inquired about the amount needed to gather sufficient points for the iPhone 16, and the answer suggested it was approximately ₹15 lakh.
“It makes me feel how little I know about credit cards and I was so dumb assuming that credit cards are scams,” said another user.
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