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Best Credit Cards Of December 2023

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Best Credit Cards
Best Credit Cards

1. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is a great option for frequent travelers who want to earn rewards and enjoy valuable travel benefits. With a sign-up bonus of 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening, and ongoing earning rates of 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining and select streaming services, and 2x points on all other travel purchases, it’s a great card for racking up rewards quickly. Plus, the card comes with a number of valuable travel benefits, including trip cancellation/interruption insurance, primary car rental insurance, and lost luggage reimbursement.

Best Credit Cards
Best Credit Cards

Pros:

  • Generous sign-up bonus
  • High earning rates on travel, dining, and streaming services
  • Valuable travel benefits
  • No foreign transaction fees

Cons:

  • Annual fee of $95
  • Not as comprehensive travel insurance as some other cards

Card Details:

  • Rewards: Ultimate Rewards® points
  • Sign-up bonus: 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • Ongoing earning rates: 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining and select streaming services, and 2x points on all other travel purchases
  • Annual fee: $95
  • Foreign transaction fees: None

2. Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is a premium travel rewards card that offers a generous sign-up bonus, unlimited 2x miles on every purchase, and a variety of travel benefits, including up to $300 in annual travel credits, airport lounge access, and Global Entry or TSA PreCheck® application fee reimbursement.

Why We Picked It:

  • Generous sign-up bonus of 75,000 miles after spending $4,000 on purchases within 3 months of account opening
  • Unlimited 2x miles on every purchase
  • Up to $300 in annual travel credits
  • Priority Pass Select membership and access to Capital One lounges
  • Global Entry or TSA PreCheck® application fee reimbursement
  • No foreign transaction fees

Pros:

  • Highly valuable sign-up bonus
  • Unlimited 2x miles on every purchase
  • Up to $300 in annual travel credits
  • Variety of travel benefits

Cons:

  • High annual fee of $395
  • Not as flexible as some other travel rewards cards

Card Details:

  • Rewards: Capital One miles
  • Sign-up bonus: 75,000 miles after spending $4,000 on purchases within 3 months of account opening
  • Ongoing earning rates: Unlimited 2x miles on every purchase
  • Annual fee: $395
  • Foreign transaction fees: None

3. Chase Sapphire Reserve®

The Chase Sapphire Reserve® is a premium travel rewards card that offers a generous sign-up bonus, high earning rates on travel and dining, and a variety of valuable travel benefits.

Why We Picked It:

  • Generous sign-up bonus of 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • High earning rates of 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining and select streaming services, and 3x points on all other travel purchases
  • Valuable travel benefits, including a $300 annual travel credit, primary car rental insurance, lost luggage reimbursement, and airport lounge access

Pros:

  • Highly valuable sign-up bonus
  • High earning rates on travel, dining, and streaming services
  • Comprehensive travel insurance
  • Airport lounge access

Cons:

  • High annual fee of $550
  • Not as flexible as some other travel rewards cards

Card Details:

  • Rewards: Ultimate Rewards® points
  • Sign-up bonus: 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening
  • Ongoing earning rates: 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining and select streaming services, and 3x points on all other travel purchases
  • Annual fee: $550
  • Foreign transaction fees: None

3. The Platinum Card® from American Express

The Platinum Card® from American Express is a premium travel rewards card that offers a variety of exclusive benefits, including airport lounge access, hotel elite status, and travel credits.

Why We Picked It:

  • Wide range of exclusive benefits
  • High annual fee is offset by valuable credits
  • Great for frequent travelers and luxury enthusiasts

Pros:

  • Comprehensive travel benefits
  • Annual statement credits for travel, entertainment, and streaming services
  • Access to Centurion Lounges and other premium airport lounges
  • Automatic hotel elite status with Marriott and Hilton

Cons:

  • Very high annual fee of $695
  • Not as flexible as some other travel rewards cards

Card Details:

  • Rewards: Membership Rewards® points
  • Sign-up bonus: None
  • Ongoing earning rates: 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel, on prepaid hotels booked with American Express Travel, on car rentals booked with American Express Travel
  • Annual fee: $695
  • Foreign transaction fees: None

4. American Express® Green Card

The American Express® Green Card is a rewards card that offers a generous sign-up bonus, high earning rates on travel and dining, and a variety of valuable travel benefits.

Why We Picked It:

  • Generous sign-up bonus of 15x points on eligible spending up to $1,000 in the first 3 months from account opening
  • High earning rates of 3x points on travel and transit, and 1x points on all other eligible purchases
  • Valuable travel benefits, including access to Priority Pass Select lounges, trip cancellation/interruption insurance, and Global Entry or TSA PreCheck® application fee reimbursement

Pros:

  • Highly valuable sign-up bonus
  • High earning rates on travel and transit
  • Comprehensive travel insurance
  • Airport lounge access

Cons:

  • Moderate annual fee of $150
  • Not as flexible as some other travel rewards cards

Card Details:

  • Rewards: Membership Rewards® points
  • Sign-up bonus: 15x points on eligible spending up to $1,000 in the first 3 months from account opening
  • Ongoing earning rates: 3x points on travel and transit, and 1x points on all other eligible purchases
  • Annual fee: $150
  • Foreign transaction fees: None

5. The Platinum Card® from American Express

Why We Picked It:

  • Unparalleled luxury travel benefits
  • Generous annual statement credits
  • Access to exclusive Centurion® Lounges

Pros:

  • Airport lounge access
  • Hotel elite status
  • Travel credits
  • Premium benefits and services

Cons:

  • High annual fee
  • Not for budget travelers

Card Details:

  • Rewards: Membership Rewards® points
  • Sign-up bonus: None
  • Ongoing earning rates: 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel, on prepaid hotels booked with American Express Travel, on car rentals booked with American Express Travel
  • Annual fee: $695
  • Foreign transaction fees: None

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